Accord Insurance — Services Index
S
Home Services
Vol. 01 Services Index
Eight Specializations · Nationwide

Coverage built
for every Canadian
business.

From small trade shops to national fleets, Accord designs intelligent, independent insurance and surety solutions across every Canadian sector.

08
Service
Categories
50+
Carrier
Partners
15+
Years
Experience
24hr
Quote
Turnaround
01
Flagship Coverage
Commercial Insurance
Comprehensive
Commercial Insurance
Core Coverage
"The foundation of every business program."

General commercial liability & property.

Our flagship offering protects enterprises across all sectors with comprehensive GL, property, business interruption, and specialized coverage — tailored for retail, offices, manufacturing, and professional services.

General Liability — Third-party coverage
Property — Building, equipment, inventory
Business Interruption — Lost income
Cyber Liability — Digital defense
02
Building Industry
Construction Insurance
Project-Specific
Construction
Project Protection
"From groundbreaking to final inspection."

Builders risk & contractor coverage.

Construction demands specialized, project-specific coverage that protects at every phase. We broker builders risk, liability, equipment, and contractor exposures across residential, commercial, and civil projects.

Builders Risk — Materials & structures
Contractor GL — Completed operations
Tools & Equipment — On-site
Workers' Comp — Provincial sync
03
All-in-One Package
Small Business
Affordable
Small Business
Bundled Coverage
"Expert coverage without the complexity."

Affordable coverage for growing businesses.

Business owners deserve expert insurance without complexity. Our small business packages bundle general liability, property, and business interruption into one streamlined policy — perfect for startups, trades, salons, and consultants.

Core Bundle — GL + property + BI
Flex Deductibles — Match cash flow
Add-Ons Ready — Cyber, D&O, more
Annual Review — No surprises
04
Industry Specialists
Hospitality Insurance
Industry-Specific
Hospitality
Hospitality Specialists
"Where hospitality meets specialized protection."

Specialized hospitality & venue protection.

Restaurants, bars, hotels, and venues face unique exposures standard policies don't cover. We architect hospitality-specific insurance for liquor liability, kitchen operations, guest safety, and business interruption.

Liquor Liability — Full dram shop
Kitchen Equip. — Fire & spoilage
Food Contamination — Recall defense
Event Liability — Special functions
05
Third-Party Protection
General Liability
Foundation
General Liability
Foundation Coverage
"The foundation every business needs."

Third-party injury & liability protection.

General liability is the backbone of every business program. It covers bodily injury, property damage, and legal defense when customers or the public claim harm. We customize limits and endorsements to your exact risk.

Bodily Injury — Medical & care
Property Damage — Third-party
Legal Defense — Settlements
Completed Ops — Product liability
06
Skilled Trades
Contractors & Trades
Trade-Specific
Contractors
Trade Specialists
"Coverage that speaks your trade's language."

Tailored contractor & skilled trade coverage.

Plumber, electrician, HVAC, carpenter, roofer — we speak your language and understand your unique exposures. Our contractors insurance covers liability, tools, vehicles, and project-specific risks.

Trade-Specific GL — Per specialty
Tools & Equipment — Any status
Commercial Auto — Trucks & vans
Pollution — Environmental
07
Fleet · Cargo
Auto & Trucking
Fleet Solutions
Auto & Trucking
Fleet Solutions
"Keep your fleet moving, protected at every mile."

Fleet, cargo & commercial vehicles.

From one van to a 100-truck fleet, we broker comprehensive commercial auto, cargo, and specialized trucking insurance — sourcing competitive rates and managing CSA compliance.

Fleet Auto — Liability & collision
Cargo & Freight — In transit
Hired & Non-Owned — Personal use
Trailer & Equip. — Containers
08
Contract & Commercial
Surety Bonds
Compliance
Surety Bonds
Project Compliance
"Bonds that guarantee contract performance."

Commercial & contract bonds.

Surety bonds are a guarantee, not insurance. They guarantee contract performance, protect customers, and meet regulatory requirements. We broker performance, bid, labour & material, fidelity, and specialty bonds.

Performance — Completion guarantee
Labour & Material — Subs protected
Bid Bonds — Contract guarantees
Fidelity & Specialty — License & customs
Why Accord

More than insurance—it's strategy.

01

Industry Expertise

We specialize in your sector. We know your exposures, speak your language, and place coverage with carriers who understand your business.

02

50+ Carriers

We don't sell one product. We access dozens of top-rated carriers to source the best rates and terms for your risk profile.

03

Annual Reviews

Your business evolves. We review coverage every year — catching gaps and opportunities early, before problems arise.

Ready to Start?

Let's find the right coverage.

Whether you're exploring one service or building a multi-line program, our licensed advisors will listen, assess, and design coverage precisely around your business.