Commercial Insurance Canada | CGL, Property, Auto & More | Accord Insurance
Commercial Insurance

Comprehensive Coverage for Canadian Businesses

Running a business means navigating complex risks — from property damage and legal liability to employee injuries and supply chain disruptions. At Accord Insurance, we simplify the complexity with tailored commercial solutions.

What Is Commercial Insurance?

Building comprehensive protection.

Commercial insurance is an umbrella term for the range of insurance products designed to protect businesses against financial losses from unexpected events. Unlike personal insurance, commercial policies are tailored to the unique legal, operational, and financial exposures of a business entity.

A well-structured commercial insurance program typically includes several coordinated coverages that work together to eliminate gaps and ensure comprehensive protection — whether you operate a sole proprietor, a small team, or a multi-location enterprise.

Industries We Serve
Construction & Contracting
Hospitality & Food Service
Retail & Wholesale Trade
Transportation & Logistics
Manufacturing & Industrial
Professional Services
Non-Profit Organizations
Real Estate & Property Mgmt
Commercial business professionals
Core Coverages

Seven pillars of commercial protection.

General Liability
01
General Liability (CGL)
Third-party bodily injury & property damage protection from your operations.
Commercial Property
02
Commercial Property
Building, equipment, inventory & assets against fire, theft, vandalism.
Commercial Auto
03
Commercial Auto
Company vehicles, liability, physical damage, hired & non-owned auto.
Business Interruption
04
Business Interruption
Revenue replacement & expense coverage during operational shutdowns.
Cyber Liability
05
Cyber Liability
Data breach response, ransomware recovery, regulatory fines protection.
Management Liability
06
Management Liability
Employment practices, fiduciary, and statutory liability coverage.
Umbrella Liability
07
Umbrella/Excess Liability
Additional protection layers above primary policy limits for catastrophic claims.
How It Works

Your commercial insurance journey.

01
Contact
Call, email, or complete our form. We respond within one business day.
02
Risk Assessment
Thorough review of operations, exposures & current coverage gaps.
03
Market Comparison
We approach 50+ carriers on your behalf for best pricing.
04
Recommendations
Clear comparisons with plain-language explanations, zero pressure.
05
Partnership
Ongoing advocacy through renewals, changes & claims management.

Get the coverage your business deserves

Protecting your business starts with a single conversation. Tell us about your operation, and our licensed advisors will design a coverage plan built around your specific risks and goals.

Request a Commercial Quote