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Hospitality Insurance Canada | Restaurants, Bars, Hotels | Accord Insurance
Hospitality & Food Service

Specialized Coverage for Hospitality Operators

Hospitality operates in one of the most exposure-rich environments in Canadian business. From slips and falls to liquor liability to food contamination — we provide industry-specific protection that lets you serve with confidence.

Industry Specialists

Coverage built for hospitality risks.

Whether you operate a fine-dining restaurant, a casual café, a nightclub, a hotel, or a catering company, Accord's hospitality specialists understand the unique legal obligations, operational exposures, and liability landscape of serving food and beverages in Canada.

We ensure your insurance program provides genuine protection under provincial dram shop and host liability laws — not just a certificate.

We Cover
Restaurants & Diners
Bars, Pubs & Lounges
Hotels & Bed & Breakfast
Catering & Event Venues
Cafés & Coffee Shops
Breweries & Distilleries
Restaurant hospitality service
Hospitality Solutions

Six core coverages.

General Liability
01
General Liability
Third-party bodily injury & property damage coverage for your premises & operations.
Liquor Liability
02
Liquor Liability
Mandatory dram shop & host liability protection for alcohol-serving establishments.
Property Insurance
03
Commercial Property
Kitchen equipment, furnishings, inventory & improvements against all covered perils.
Food Contamination
04
Food Contamination & Spoilage
Inventory loss & business interruption from contamination or equipment failure.
Special Events
05
Special Events Liability
Additional protection for ticketed events, concerts, and large gatherings.
Cyber Liability
06
Cyber Liability
Data breach & payment system protection for reservation and POS systems.

Protect Your Hospitality Business

From food service to liquor licensing to property protection — we've got every exposure covered. Get a quote built for your venue.

Request a Hospitality Quote

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