Distinguished
home insurance for
discerning owners.
For Ontario & Alberta's most distinguished residences — from heritage estates to modern architectural showcases. Coverage engineered for homes valued from $1M up to $25M.
Coverage built for extraordinary properties.
Standard home insurance was never designed for luxury residences, custom-built estates, or architectural showcases. At Accord, we broker high-value home insurance with carriers who understand the appraisal, replacement, and lifestyle complexities of premium properties.
From a $1M urban residence to a $25M lakefront estate, our advisors design programs that protect the structure, fine art collections, jewellery, wine cellars, watercraft, identity, and household staff — all under one coordinated, white-glove policy.
Coverage
Carriers
Turnaround
Comprehensive protection
for every detail.
Guaranteed Replacement
Full rebuild cost coverage — even if reconstruction exceeds policy limits, with no co-insurance penalty.
Fine Art & Collectibles
Scheduled coverage for paintings, sculpture, antiques, rare books — at full agreed value, anywhere worldwide.
Jewellery & Valuables
Worldwide protection for jewellery, watches, furs, and silver — with no deductible on scheduled items.
Coverage as distinguished
as your home.
Schedule a private consultation with our high-value advisors. We'll quietly review your existing program, identify exposures, and source competitive coverage from carriers built for properties of distinction.